REALTOR® · Credit Educator · Podcast Host
Buying or selling a home is the largest financial decision most people ever make. I help you walk into it prepared — with straight answers about the market, a clear view of where your credit stands, and no pressure to move before you're ready.
Real Estate
Most agents meet you at the offer. I'd rather meet you earlier — when the question is still whether the numbers work at all. Whether you're buying your first home or selling one you've outgrown, the work is the same: get the facts in front of you, then move deliberately.
For Buyers
A calm, structured path from "someday" to keys in hand — including the preparation most first-time buyers are never walked through.
For Sellers
A listing plan built on comparable sales and buyer behavior — not a number chosen to win your business and dropped three weeks later.
Credit Education
This is a separate practice from my real estate work, and it stands on its own. I fixed my own credit first, wrote down exactly how I did it, and have been teaching the same material ever since — because the people who understand their report are the ones who stop being surprised by it.
The self-directed path. How credit reporting actually works, how to pull and read all three reports, how to dispute errors yourself, and the habits that move a score over months rather than days. Includes my do-it-yourself guide, How I Fixed My Own Credit in 6 Months.
Get the Free ResourcesA working session on your actual report. We go through it line by line, identify what's helping and what's hurting, and build a written action plan with a debt chart you keep. You leave knowing what to do next and in what order. Paid service.
Book a Coaching SessionEducational services only. Individual outcomes are not guaranteed. D. Saul does not repair credit on your behalf, does not provide legal, tax, or lending advice, and is not a credit repair organization. You can dispute inaccurate information on your credit reports yourself, at no cost, directly with the credit bureaus.
Podcast
A weekly conversation about the money decisions people actually face — told plainly, without jargon and without a pitch.
The Podcast
Money Talk
Mondays
Every episode takes one money question and answers it the way I'd answer it for a friend: what the thing actually is, why it matters, and what you'd do about it this week. Credit, first homes, debt payoff, and the quiet financial habits nobody teaches in school.
Host · D. Saul · New episodes weekly
About
I learned this material because I needed it myself. Teaching it came after.
I started by fixing my own credit. That process — slow, unglamorous, and entirely learnable — turned into a guide, then a coaching practice, and eventually a real estate license, because most of the people I was helping had the same goal on the other side of it: a home.
Since then I've educated more than 10,000 people on practical money and homeownership topics, through one-on-one sessions, free resources, a published do-it-yourself credit guide, and the Money Talk Mondays podcast. I've been a licensed REALTOR® since 2019.
The two sides of the work stay separate on purpose. Credit education is education — it belongs to you whether or not you ever buy a house. Real estate is representation, and it comes with a fiduciary duty I take seriously. What connects them is the same belief: people make better decisions when someone takes the time to explain the thing properly.
Contact
Tell me where you are in the process — even if the answer is "just thinking about it." Consultations are free, and no one will pressure you toward a timeline that isn't yours.